How I'll Save £400 in January 2017
1 - Direct Debits
First of all, I've gone through our direct debits and cancelled a few non-essentials:-
Park Christmas Savings Club - £50 CANCELLED
WWE Network - £10 CANCELLED
Netflix - £8 CANCELLED
Steve also has £12.50 per week allowance to spend at work which we are cutting down to £5 and he's going to take his lunch in more often rather than buying in the canteen. This will save £32.50
TOTAL SAVING | £100.50
2 - No Takeaways
After an indulgent Christmas, I don't feel too bad cutting out our takeaway treat. We normally buy one every fortnight on a Saturday night and it costs £35 for the 5 of us.
TOTAL SAVING | £70
3 - Walk more
Steve has gotten into a bad habit of driving the kids to school and back rather than walking on his days off. He takes the kids to school 2 days per week and I reckon this must cost us around £10 in petrol per month. We also visit Newcastle once a week to stock up on shopping but this usually costs us around £6 per week in petrol and parking. I've sourced a few butchers and fruit and veg shops that are more local (with free parking) so we're switching to this instead.
TOTAL SAVING | £34
4 - Clear Out and Sell on Ebay
The kids' rooms both need a good clear out to make way for all their new Christmas gifts. I'm going to hopefully sell some of their old toys and clothes on Ebay. I am not sure if straight after Christmas is the best time to do this but it's worth a try
MONEY MADE | £50 ish
5 - Meal Planning and No Eating Out
Meal planning really works so I'm going to get back into this rather than just deciding on the day or texting Steve to pick up something from Tesco on the way home from work. Shopping twice weekly really works for us and I am going to try and keep our food shopping bill at around £80 per week to start off with (so £40 per trip) which on paper, seems do-able to me. This will save me around £100 per month on groceries I think. I'm planning on using Aldi, Lidl and local butchers/fruit and veg shops - I'll be heading out with a list and not deviating from it! We have a few vouchers for Waitrose and M&S left over from last year so if we do crave a treat, we'll use these rather than spending actual money.
Steve and I usually head out on a monthly date night and/or head out for lunch at least once a month. I reckon this costs us around £70. There'll be none of this in January! We'll cook some nice lunches at home instead.
TOTAL SAVING | £170
Total we can save in January = £424.50
Wow - that seems like so much when I write it all down! I am determined to do this.
I'm going to write a little update every Friday (hopefully) about how I've saved money that week. Let me know if you have any tips for me and don't forget to follow me on Pinterest where I'll be sharing more money saving tips.
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